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Situated on a premier water-view lot overlooking the pond and fountain inside the gates of prestigious Windermere in Carmel, this expansive custom home offers both luxury and versatility. From the moment you enter, you'll notice the attention to detail and fine finishes, from gleaming hardwood floors to beautiful crown moldings. The two-story great room is filled with natural light from a wall of windows and warmed by a two-sided gas fireplace, shared with the cozy hearth room. The kitchen is well equipped for any chef, featuring a center island, ample counter and cabinet space, and a breakfast room overlooking the pond and fountain, with access to the deck and screened porch. A formal dining room provides additional entertaining space. The main-floor primary suite is a serene retreat with vaulted ceilings, a relaxing ensuite bath, and a custom walk-in closet. Upstairs, three spacious bedrooms each include an ensuite bath and a walk-in closet. The walk-out lower level is designed for both fun and function, featuring a large family room with a wood-burning fireplace, a rec room equipped with a billiards table and a wet bar, guest quarters, an exercise room, a bonus/storage room, and an additional full bath that serves the pool. Accessibility is a highlight. The home offers elevator access and handicap-friendly features, including garage and pool area ramps. Outside, the fully fenced rear yard is complete with green space and a pool featuring a new liner and cover. This one-of-a-kind home blends timeless craftsmanship with thoughtful updates, all in an exclusive gated community on one of Windermere's most desirable water-view lots overlooking the pond and fountain.