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THIS HOME QUALIFIES FOR 100% FINANCING AND ZERO DOWN THROUGH USDA. Discover this beautifully crafted 4-year-old home, nestled in the sought-after community of The Gables at Elm Tree. Thoughtfully designed and impeccably maintained, this residence offers a perfect blend of contemporary style and everyday functionality. Step inside to an inviting open floor plan enhanced by neutral tones, recessed lighting, and durable luxury vinyl plank flooring throughout the main level. The gourmet kitchen is a chefs dream, featuring gas cooking, stainless steel appliances, sleek quartz countertops, and a stunning granite island ideal for both meal prep and casual gatherings. Relax in the spacious living room, complete with custom built-in shelving, or step outside to the oversized rear deck. Retreat to the private main suite, a true sanctuary with double sinks and a frameless walk-in shower. Offering 4 generous bedrooms and 2.5 bathrooms and ample storage throughout. Dont miss your chance to own this modern gem in a peaceful, established neighborhoodschedule your showing today!