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Waterfront living on Pensacola Bay with 90 feet of private shoreline. This exceptional 3-bed, 3.5-bath Gulf Breeze home spans nearly 3,500 sq ft on a .40-acre lot and blends solid construction with relaxed coastal style-brick and Hardie�® plank siding, impact-rated windows (2020), assumable flood insurance (never flooded), and homeowners insurance reportedly under $8K/yr-paired with a neutral palette, LVP flooring, and bay views from almost every room. The fully remodeled kitchen is a showpiece with floor-to-ceiling white cabinetry, quartzite countertops, stainless appliances, an eat-in nook, and a breakfast bar. It opens to a spacious family room with a cozy fireplace and picture windows framing the wraparound deck, hot tub, and backyard oasis. Out back, a 100-ft dock with boat and jet-ski lifts sets the stage for everyday sunset cruises and weekend fun. The primary suite is a private retreat with a sitting area overlooking the water, dual vanities, a tiled shower, soaking tub, water closet, and a generous walk-in closet. A split layout places a secondary bedroom and updated bath on the opposite side of the home, along with a large laundry/mud room offering abundant storage. Upstairs, ~800 sq ft adds a bedroom, full bath, and a separate living area with sweeping bay views-perfect for guests or a media space. Additional highlights include a 2-car garage, irrigation system, transferable termite warranty, and no HOA. Ideally located just past the Gulf Islands National Seashore, this is luxury waterfront living in Gulf Breeze at its best. See media for more details, photos, and 3D tour.