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***MUST READ*** This beautiful waterfront home can be purchased with the current specs or can be upgraded to a 5 bedroom/3 Full Bathroom with additional living space on the second floor for $605, 000. The entire home is out of a flood zone so no flood insurance is required for a mortgage. Specs provided are just for the first floor. The finished upstairs will add approximately 700 sq ft. Finishes include craftsman style interior doors and trim, luxury vinyl plank flooring, white shaker style kitchen (real wood, no particle board with soft close hinges and drawers), composite and vinyl decking and railings on all porches and balconies, granite counter tops, GE SS Appliances and much more. Estimated completion is scheduled for May 2024.