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Nestled at 20846 Summit RD in Noblesville right next to Morse Reservoir, this inviting 3 bedroom 2 full bath home is ready to welcome you. You will find durable LVP flooring throughout the home, but the warmth of carpet in the primary bedroom. The living room serves as a central gathering space, featuring a fireplace that promises warmth and comfort during the colder months, while the vaulted ceiling enhance the sense of spaciousness. The kitchen is distinguished by its shaker cabinets and tray ceiling, suggesting a thoughtful design that blends style and functionality. The primary bedroom offers the added convenience of an ensuite bathroom while the walk-in closet provides ample space for organization. Outside, the property features a porch, a patio, and a fenced backyard, offering numerous options for relaxation and entertainment. Gather around the fire pit on cool evenings, or utilize the shed for additional storage. Backing up to acres of wooded land offers great privacy as well as often visiting deer and tons of bird watching. The laundry room offers practicality and convenience. While there isn't a water softener, a rough-in spot is there for future installation. And you can have some peace of mind knowing the HVAC and the dishwasher were both installed in 2022. This single-family residence offers a harmonious blend of comfort and style, set within a residential area, but without the restrictions of an HOA to make it your own.