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You could own this home for as little as $1,954/month with approximately $2,400 Cash to Close, thanks to first-time buyer programs through the Ohio Housing Finance Agency and FHA Loans, plus an $8,000 Seller Credit. Just imagine moving into your new home with less upfront cost than most rentals. What most people do not realize is that your total payment includes estimated property taxes, insurance, and mortgage insurance and your Cash to Close could even be lower at closing. Your actual payment may vary. Be sure to get an official Loan Estimate before choosing a loan.