Antillean Guilder
Argentina Peso
Aruban Florin
Australian Dollar
Bahamian Dollar
Barbadian Dollar
Belize Dollar
Bermudan Dollar
Bitcoin
Brazil Real
Bulgarian Lev
Canadian Dollar
Cayman Islands Dollar
Chile Peso
China Yuan Renminbi
Columbian Peso
Costa Rican Colón
Czech Republic Koruna
Denmark Krone
Dominican Peso
Euros
Fiji Dollar
Ghanaian Cedi
Honduras Lempira
Hong Kong Dollar
Hungary Forint
Iceland Krona
India Rupee
Indonesia Rupiah
Israel Shekel
Jamaican Dollar
Japan Yen
Korea (South) Won
Lebanese Pound
Malaysia Ringgit
Mexico Peso
Mauritian Rupee
New Zealand Dollar
Nicaraguan Córdoba
Nigerian Naira
Norway Krone
Pakistan Rupee
Panamanian Balboa
Peruvian Sol
Philippine Peso
Poland Zloty
Russia Ruble
Singapore Dollar
South Africa Rand
Sweden Krona
Switzerland Franc
Taiwan New Dollar
Thailand Baht
Trinidad & Tobago Dollar
Turkey Lira
United Arab Emirates Dirham
United Kingdom Pound
Uruguayan Peso
US Dollar
Viet Nam Dong
Qatar Riyal
$20K Price Reduction!!! Waterfront living with luxury upgrades and unbeatable access to the Gulf! Welcome to 425 Bay Shore Drive Unit 12, where breathtaking sunrise and sunset views over St. Andrews Bay set the tone for your day--and a dedicated deep-water boat slip with a 12,000 lb lift makes getting on the water effortless.This updated 2-bedroom, 2-bath townhome features a thoughtfully designed open floor plan with engineered hardwood flooring, marble flooring, and granite in the bathrooms. The chef's kitchen is equipped with quartz countertops, a gas cooktop, double ovens, stainless steel appliances, and plenty of cabinetry. A spacious dining and living area with a gas fireplace opens to a large patio with breath-taking views of the bay--ideal for watching dolphins play or just relaxing at sunset.The master bedroom offers a well appointed ensuite with a custom glassed shower, marble flooring, and granite double vanity countertop. The guest bedroom opens to a private courtyard--perfect for morning coffee or quiet reflection. Solar shades throughout enhance energy efficiency and comfort.This intimate 12-unit community features a community pool, attached garages, and dedicated boat slips. The HOA covers water and sewer, keeping monthly costs predictable. Located just minutes from historic St. Andrews, downtown Panama City, the Navy base (NSA), Tyndall Air Force Base, and Panama City Beach, the location offers the perfect blend of peace and proximity.Whether you're looking for a low-maintenance waterfront residence, a seasonal escape, or a smart investment, this one-of-a-kind property delivers. Schedule your private showing today--this is coastal living at its finest. If measurements deemed important, please verify.