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Why would you buy a condo when you can have a Single Family Home, the cherry on the top, NO HOA Dues and you have a garage and a yard for your furry friends!! If you've been dreaming of the St. James lifestyle, this charming cottage in the sought-after Georgetown neighborhood is the perfect place to call home. Known for its welcoming, friendly neighbors, Georgetown offers a true sense of community. Tucked away on a private semi-circle street, this one-level home blends comfort and style. The welcoming foyer opens to a spacious great room with vaulted ceiling and cozy corner fireplace, flowing seamlessly into the dining area and a stylish kitchen with crisp white cabinetry and abundant storage. Enjoy the natural light and peaceful setting from the conditioned sunroom overlooking a fenced yard and serene pond—perfect for morning coffee or an evening glass of wine. The owners suite is generously sized, featuring a large walk-in closet and a spa-like bath with separate shower and soaking tub. An additional bedroom offers flexibility as a guest room, home office, or hobby space. Recent updates include a new HVAC system, tankless water heater, solar shades in the sunroom, and fresh exterior paint. Living in St. James means enjoying resort-style amenities every day: 81 holes of championship golf, tennis, pickleball, over 35 miles of walking and biking trails, indoor and outdoor pools, fitness centers, a full-service marina with 475 wet and dry slips, and even a private oceanfront beach club. Don't wait—start living the St. James lifestyle today!